Need an appraisal in Fort Myers or Lee County?

Here are the top 7 reasons FL homeowners call on Christine Staubs:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge property tax assessments
To lower their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Lee County or the state of FL

Need help determining the value of your house in or near Fort Myers, FL?
Contact Christine Staubs.

At Christine Staubs, we understand the special needs of a customer seeking appraisal services. Our customary business clients are used to the appraisal process and the customary reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Christine Staubs, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to cancel PMI

A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Christine Staubs is experts in helping clients just like you get rid of unneeded and unwanted PMI insurance.

Challenging Lee county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties close to yours. This only means you are going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Christine Staubs is your #1 weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. An expert appraisal from Christine Staubs can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for verity? Christine Staubs offers field reviews where we go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.